SA Home Loans 2024 Graduate Programme
Job Category: Human Resources
Have you recently completed your Degree or are in your final year, awaiting your results? Do you want to be a part of a team that is passionate, committed, and innovative?
SA home Loans is excited to launch our 2024 Graduate Program! We are looking for Graduates with the following Qualifications:
- Bachelor of Laws (LLB)
- Data Science/ Mathematics
- Financial Accounting
- Digital marketing/ Communication Design
- Business Analytics
Also Check: [FNB Youth Development Learnership Programme 2024]
How To Apply
Interested Individuals are invited to submit their CV and proof of qualifications to [email protected] with the role you are applying for as the subject line. Successful candidates will be based at our head office in La Lucia Durban.
SA Home Loans is an equal opportunity employer of choice and preference will be given as per the company’s Employment Equity plan.
About SA Home Loans
- SA Home Loans is not a bank. The company is flexible, approachable and service orientated. It has pioneered a new way of providing home loans by linking you directly to the money markets and passing the savings on to you.
- It is risk-free, innovative mortgage specialists. The company is South Africa’s only specialist mortgage provider. It’s all they do. They work with you to find the best solution to your home financing needs.
- Transparency and Care. SA Home Loans is completely honest and transparent in all its dealings. There is no fine print, no hidden charges, and no unpleasant surprises.
Changing Lives by making it possible for more South Africans to own their own homes.
To be SA’s most trusted home loan provider by putting our clients first and providing an amazing experience in their home ownership journey.
SA Home Loans is passionate home finance specialists that offer competitive products and an amazing experience to make it easier for its clients to achieve their home ownership goals.
SA Home Loans
History & funding model
The launch of SA Home Loans to the South African public in February 1999 came at the perfect time. Interest rates were at an all-time high of 23.5% at a time where saving money was top of mind for cash-strapped South Africans. True to our promise, we introduced a dramatically discounted rate of 19.6%, offering consumers a compelling alternative. This meant that more South Africans could have access to home finance.
By 2001 competitors had begun to take SA Home Loans seriously, defending their shrinking market share by reducing their rates considerably. This created a healthy, competitive home loan financing environment from which buyers are still benefiting.
In 2001, SA Home Loans pioneered a new way of funding home financing in South Africa, by linking clients directly to the capital markets, find out more here.
Breaking property funding conventions
Historically banks have provided the majority of home loan finance in South Africa. They secure funding from the wholesale money and capital markets, which they lend to home buyers against the security of a mortgage bond. For the first time in South Africa an alternative method of funding was developed to bypass the banks and link borrowers directly to the capital markets. This approach is called “securitisation”, a globally established way of funding mortgages.
SAHL has launched and serviced eleven Residential Mortgage Backed Security (“RMBS”) term funding structures, and the creditworthiness of each is fully evaluated by independent rating agencies.
No risk for Homeowners
Properties are registered in the client’s name and are therefore legally owned by the client. The securitisation loan pools are housed in a special purpose vehicle that is ring-fenced and insolvency remote – creating no risk for homeowners.
Click the link below for more information.